PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE OR ANY COMPONENT PROVIDED THROUGH THIS WEBSITE. All users of this website agree that all access to and use of the website or any of its component parts are subject to these Terms and Conditions. If you are a registered user, the terms of the User Agreement entered into between you and Golden Retirement LLC shall control in the event of any conflict between these Terms and Conditions and the User Agreement. If you do not agree to these Terms and Conditions, please do not use this website or anything contained in it.

Golden Retirement, LLC (“GoldenRetirement”) publishes this website, along with the content tools, applications, forms, or other features (collectively, the “Website”) available on it, for its prospects, clients, and other users. These Terms and Conditions of Use (the “Terms and Conditions”) govern the Website.

Currently the Website is in a beta test phase. During this phase the Website should be used for evaluation and information purposes only to develop an understanding of our vision and direction. You should not make any actual investments or act on any advice or information provided by the Website while it is in the beta test phase. When the Website is production ready, we will notify registered users and remove this paragraph.

1. Access: Subject to the provisions of these Terms and Conditions, GoldenRetirement grants you a limited, revocable right to access and use the Website solely for your own personal use. You may not use this site on any basis for a third party. You may not charge a fee for distributing any content or result derived from the Website. You agree not to modify, adapt or translate any part of the Website, or reverse engineer, decompile, disassemble, or otherwise attempt to acquire the source code of the Website, and you may not reproduce all or any portion of the Website. The Website is the confidential and proprietary information of GoldenRetirement. GoldenRetirement retains exclusive ownership of intellectual property provided in the Website.
   
   
2. Electronic Signature: During your use of the Website, you may be requested to accept or decline or otherwise acknowledge certain terms and conditions, agreements, notices and/or disclaimers. In each such instance, you agree that your clicking on the appropriate box, tab or other link shall constitute an electronic signature for purposes of your use of the Website. The electronic record maintained by GoldenRetirement shall be considered conclusive evidence of your response.
   
   
3. Termination: GoldenRetirement may terminate and disable your access to the Website at any time. You agree that GoldenRetirement will not be liable to you or any third party for any termination or disabling of your use of the Website. If your use of our site is terminated or disabled for any reason, the provisions relating to Copyrights, Trademark, Warranty Disclaimers, Limitations of Liability, Indemnification and Miscellaneous, shall survive any such termination or disabling of access.
   
   
4. Disclaimers: THIS WEBSITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, GOLDENRETIREMENT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, CONCERNING THE WEBSITE OR THE USE THEREOF. GOLDENRETIREMENT DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE IS ERROR FREE OR WILL BE AVAILABLE AT ALL TIMES.
   
   
5. Liability: GOLDENRETIREMENT SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY LOST PROFITS, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE THE WEBSITE. Copyright: The Website, including but not limited to text, graphics or code, are protected by copyright under the laws of the United States and other applicable copyright laws, and are the property of GoldenRetirement.
   
   
6. Copyright 2011 Golden Retirement, LLC, with ALL RIGHTS RESERVED. You agree not to change or delete any proprietary notices from materials downloaded from the site.
   
   
7. Trademarks: All trademarks, service marks and trade names and logos of GoldenRetirement used in the Website are trademarks or registered trademarks of GoldenRetirement. Other marks used on this site that have been posted by GoldenRetirement are the property of their respective owners and are used on this website under permission or other authorization. You should not post any trademarks, service marks, trade names or logos of any person or entity unless you are authorized to do so.
   
   
8. Indemnification: You agree to indemnify, defend, and hold harmless GoldenRetirement, its officers, directors, employees, agents, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation by you of these Terms and Conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Website using your user account.
   
   
9. Notice and Address: GoldenRetirement may deliver notices to you concerning your activities on the Website by means of e-mail, a displayed notice in the Website, or by other reliable method as available.
   
   
10. Miscellaneous: Your use of the Website shall be governed in all respects by the laws of the State of New York, United States of America. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to the Website shall be in the state or federal courts located in the City of New York, New York. Any cause of action or claim you may have with respect to the site or the Applications must be commenced within one (1) year after the claim or cause of action arises.