Golden Rules of Retirement for Your Personal Retirement Savings

1. Create a Pool of Personal Retirement Savings
2. Make Regular Contributions to your Personal Retirement Savings Account
3. Focus on Spendable Retirement Income, Not Just Asset Accumulation
4. Maintain Flexibility & Liquidity in Your Personal Retirement Savings
5. Make Low Fees a High Priority with Personal Retirement Savings
6. Get Market Returns at the Lowest Possible Cost for your Personal Retirement Savings
7. Defer Taxes on Investment Earnings from your Personal Retirement Savings Note: Any retirement plan based on some or all of these rules must be adjusted to match the individual’s personal situation and tolerance for risk.